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This sector can be broken down into the banking, insurance and finance sectors.

The banking, insurance and finance industries have in common the daily handling of numbers and money. Similar to other industries, a distinction is made here between activities with direct customer contact (B2C) and contact only with business customers (B2B). In addition, there is a large proportion of purely administrative activities in this sector, i.e. without direct customer contact.

While the banking sector is primarily concerned with money management and investment, the insurance sector also includes the active sale of insurance policies to private individuals and companies. The finance division in general consists mainly of service providers with particular specialisations, such as individual financial optimisation.

Since banks and insurance companies in particular have high government requirements, there are a correspondingly large number of public supervisory bodies, which also fall into this sector to some extent, since they employ staff with similar qualifications.

There are, for example, apprenticeships such as bank clerk or insurance clerk; dual courses of study, e.g. to become a bank business administrator*, are becoming increasingly popular. Possible courses of study are economics, finance and business administration, business mathematics or other economic sciences.